生效日期： 2026年1月20日
简要说明： CardWise 是一款“离线优先”的应用程序。我们不收集、不存储、不分享您的任何个人财务数据。所有数据均仅存储在您的手机本地。
CardWise 采用严格的离线运行模式。我们没有任何后端服务器，也不通过任何网络途径传输或存储您的敏感数据。我们无法访问您的信用卡号、账单信息或使用习惯，所有数据处理均完全在您的设备上完成。
您在 CardWise 中输入的所有数据（包括卡片详情、交易记录和设置）均使用苹果的安全存储技术（如 Keychain）加密存储在您的设备本地。如果您卸载或删除本应用，这些数据也将随之从您的设备中彻底销毁。
我们申请摄像头权限仅用于扫描识别实体信用卡的卡号（OCR）。识别过程完全在您的设备上通过苹果 Vision 框架本地完成，不会拍摄照片，也不会上传任何图像。
我们使用本地验证（Face ID 或 Touch ID）来为 App 加锁。此验证过程由 iOS 系统接管，我们无法获取您的生物识别数据。
为了保护隐私，我们没有集成任何用于追踪用户行为的第三方分析 SDK（如 Google Analytics 等）。
如果您对本隐私政策有任何疑问，请联系我们：
邮箱： aapw@msn.com
Effective Date: January 20, 2026
Summary: We do not collect, store, or share your personal data. CardWise is an offline-first application. All your data stays on your device.
CardWise operates on a strictly local basis. We do not maintain any backend servers and do not transmit or store your sensitive data over any network. We have no access to your credit card numbers, billing information, or usage habits; all data processing is performed entirely on your device.
All data you input into CardWise (including card details, transaction history, and settings) is stored locally on your device using Apple's secure storage technologies (such as Keychain). If you uninstall or delete the app, this data will be permanently destroyed from your device.
We use the camera solely for scanning credit card numbers (OCR). The process happens entirely on your device using Apple's Vision framework. No images are taken or uploaded.
We use local authentication (Face ID or Touch ID) to lock the app. This authentication process is handled by the iOS system; we do not have access to your biometric data.
To protect your privacy, we do not integrate any third-party analytics SDKs (such as Google Analytics) to track user behavior.
If you have questions, please contact us at: aapw@msn.com