CardWise - Credit Card Manager Privacy Policy

Effective Date: January 20, 2026

Summary: We do not collect, store, or share your personal data. CardWise is an offline-first application. All your data stays on your device.

1. Data Collection

CardWise operates on a strictly local basis. We do not maintain any backend servers and do not transmit or store your sensitive data over any network. We have no access to your credit card numbers, billing information, or usage habits; all data processing is performed entirely on your device.

2. Local Storage

All data you input into CardWise (including card details, transaction history, and settings) is stored locally on your device using Apple's secure storage technologies (such as Keychain). If you uninstall or delete the app, this data will be permanently destroyed from your device.

3. Camera Usage

We use the camera solely for scanning credit card numbers (OCR). The process happens entirely on your device using Apple's Vision framework. No images are taken or uploaded.

4. Face ID / Touch ID

We use local authentication (Face ID or Touch ID) to lock the app. This authentication process is handled by the iOS system; we do not have access to your biometric data.

5. Third-Party Services

To protect your privacy, we do not integrate any third-party analytics SDKs (such as Google Analytics) to track user behavior.

6. Contact Us

If you have questions, please contact us at: aapw@msn.com